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Assessments for lending, taxation and financial reporting

We prepare real estate valuation reports for bank financing, taxable value assessment, financial reporting, audit, accounting revaluations, and asset-related decisions. Each assignment is documented, objective, and tailored to its stated purpose, so the client receives a clear, well-supported, and usable opinion of value for the relevant institutions.

Evaluări pentru creditare, fiscalitate și raportare financiară

Real estate valuation for taxation in 2026: guide for legal entities

What is a valuation for taxation A valuation for taxation has a specific purpose: estimating the taxable value of buildings for the calculation of local tax. It is not a valuation for sale, it is not a valuation for the bank and it is not automatically a valuation for financial statements. It is a report made for a specific fiscal framework, and its use for other purposes may be wrong. For legal entities, the topic is important because buildings can have significant values, and an outdated tax base can lead to increased rates or tax costs that are difficult to budget. In 2026, the discussion...
Evaluare imobiliară pentru impozitare în 2026: ghid pentru persoane juridice

Valuation of a building for the company: what happens if you don't update the report

The valuation report as a management tool For a company, a building is not just a headquarters, a hall or a real estate investment. It is an asset that produces costs, risks and decisions. Periodic valuation for tax, financial or internal purposes should not be treated as an administrative formality, but as part of asset management. The outdated report does not disappear. It becomes a latent problem. Sometimes you discover it when calculating the tax. Other times during an audit, refinancing, sale of the asset or when an internal check occurs and no one knows exactly which buildings are on record, what their surfaces are...
Evaluarea unei clădiri pentru firmă: ce se întâmplă dacă nu actualizezi raportul

Registered office in an apartment: when mixed destination matters

Why the topic creates confusion A lot of entrepreneurs have their registered office in an apartment. Sometimes it is just a mailing address. Other times, in that space they actually work, receive clients, store goods, deduct expenses or carry out economic activity. In tax and administrative language, this difference can matter. The confusion comes from the fact that people mix up three different questions: where the registered office is declared, what actually happens in the space and how the building is treated for local tax. The answer should not be given on hearsay, but verified in relation to the concrete situation, the company's documents, the...
Sediu social într-un apartament: când contează destinația mixtă

Apartment evaluation for mortgage loan: documents, steps, duration, costs

Why does the bank require an apartment appraisal? In a mortgage loan, the apartment is not just the home desired by the buyer. For the bank, it becomes collateral. The appraisal is intended to estimate the market value and verify whether the property can support the requested financing. The price negotiated between the seller and the buyer is important, but the bank does not rely exclusively on it. This is one of the biggest surprises for buyers: the fact that the price in the pre-contract and the value in the report may not coincide. The difference does not automatically mean that the appraiser "made a...
Evaluare apartament pentru credit ipotecar: acte, pași, durată, costuri
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